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Refinancing your home loan

refinancing your home loanWant more from your home loan? The home loan that suited you once might not be working hard enough for you today. Wizard’s products have a combination of great features and flexible options that help you keep your home loan under control and pay it off faster.

Wizard can help you:
Reduce your costs and fees

  • Pay no monthly fees on your loan*.
  • Consolidate your existing loans and credit cards into one account to save on interest payments. Click here to find out more.

Access extra money

  • We can provide finance for home renovations, swimming pool, boat or school fees.
  • If you’ve paid more than the minimum repayments, you can access your funds by redraw.*

Pay off your loan faster

  • Fortnightly or weekly payment options at no extra cost.
  • Lump sum payments when possible*.

Add flexibility

  • Take advantage of features such as redraw, additional payments and direct salary crediting.*
  • Use Loan Service Net for day-to-day management of your loan.

*Only available on floating rate account loans

It's easy to switch over to Wizard. Simply contact us and we'll do the work for you! Wizard loans that are suitable when refinancing are listed below. Click on the loan name to see complete details.

Loan Rate
p.a. from
Term Key Features Fees
Fast Doc 70 
10.05%Floating rate

Option for those who have been self-employed for less than two years $0
Line of Credit 
9.45%Floating rate

Market leading access to home equity + no ongoing fees $0
Smart Choice Loan 
9.45%Floating rate

Competitive floating rate with premium features. $0
Interest rates last updated Tuesday, 18 November 2008
Floating rate = floating rate    

The actual rate is determined when the loan is settled


Useful links
  • An insider's guide to refinancing
  • How to switch to Wizard
  • Testing your home loan




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    18 Nov 2008






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